Making Dreams A Reality
Financial Services Team

Betty-Anne M. Howard M.S.W., B.A. (Hon.),

CFP, CLU, CHS Certified Financial Planner

After spending seventeen years working in the social and emotional health services field, Betty-Anne Howard began her career assisting people with their financial health and well-being. She has grown her practice over the past eleven years and has continued her thirst for knowledge and excellence in a career that requires life long learning and developing long-term relationships with clients.

Click here to read more About Betty-Anne

Paul Howard, Financial Advisor

Paul graduated from St. Lawrence College in 1983 with a diploma in Criminology. He worked from 1983 – 2001 (18 years) within the Ministry of Correctional Services as a Social Worker. Paul‘s sister, Betty-Anne, asked him to consider a career in Financial Services and he began working with Betty-Anne in 2001 as an Assistant. Paul completed his Level 2 Insurance license in 2004 and then obtained his mutual funds license in 2007.

With these qualifications Paul is a Financial Advisor and, a member of Betty-Anne’s Financial Services Team. Paul is a member of the Financial Advisor’s Association of Canada, Advocis and finished his RHU (Registered Health Underwriter) designation in January 2011. Paul has since upgraded his designation to a CHS (Certified Health Insurance Specialist) and focuses on living benefits for our clients.

Having experienced heart issues as well as being diabetic Paul enjoys talking to people about Living Benefits such as; Critical Illness, Disability and Long Term Care Insurance.

Barbara Hulme, B.A., M.A., LLB.

Arriving with extensive experience in research and academia, Barb is new to the financial services industry.  She looks forward to working closely with Betty-Anne, Paul and Theresa in attending to the financial needs and long-term financial security of our clients and their families.  Barb will be working out of the Kingston office.