Blog

Opportunity Knocks one last time in 2016; Tax Sheltering Strategies not to be missed!

16 June, 2016

  The Federal Government has passed into law certain changes to Universal Life (UL) Insurance Policies that will significantly curtail the amount of money that can be invested and tax sheltered within these policies. Robert Roby and Betty-Anne Howard... Read More

The Myth Surrounding Responsible Investing

8 February, 2016

During my many years as a mutual fund investor, I didn’t hear much about Responsible Investing (RI). When it was brought up, every one of my friends told me the same thing: it’s a great idea, but the performance is horrible. I heard stories about how... Read More

Why buy Insurance for your Grandchildren? A small gift, for their Financial Security. (Madarin)

28 September, 2015

为什么给孙子(女)购买保险?为他们的财务安全送上的一份小礼物。 我们都知道隔代亲。在祖父母眼里,孙子(女)是他们父母小时候的影子,他们的父母长大成人太快了,如今已经有了自己的孩子。 祖父母享受着照顾和宠溺孙辈们的天伦之乐。我们现在常常看到祖父母们开始为孙子们考虑他们的财务未来。做为祖父母,你可能想为孙辈们留下什麼将来可以怀念你:比如一笔钱或者生日年金(今后的博客会专门讨论该话题)。 或许由于年齡或健康的原因,做为祖父母,你不能再為自己够买保险因而不能把保险留给外孙们。但许多祖父母在这个年龄可以有许多资源以其他的方式来帮助他们的孙子们。... Read More

Why buy Insurance for your Grandchildren? A small gift, for their Financial Security.

28 September, 2015

We all know how much grandparents love their grandchildren. Grandchildren are the younger versions of their Mothers and Fathers whom you saw grow up so quickly and now have children of their own. Grandparents enjoy caring for and spoiling their grandchildren... Read More

Ages and What to Remember: When do I have to RRIF my RRSP?

14 September, 2015

When I look back over my almost 60 years of life, I sometimes think about how significant events correspond to certain ages. For example, I couldn’t wait to turn 21 so I could drink alcohol (legally). As it turned out the government of Ontario couldn’t... Read More

Pocket Change

1 February, 2013

For the last seven years, my wife Colleen and I have been living a very frugal, adventurous lifestyle. Living in our van, off and on, we have travelled across Canada numerous times, learning what it takes to downsize, and live on a very modest budget... Read More