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Why buy insurance for your child? (English)

29 September, 2015

Filed Under: Financial Planning

This is a difficult topic. We understand that and yet, at the same time, a very important topic for a variety of reasons. I asked Jingling who joined our team a year ago to share her perspective given she and her husband Frank have twins who will be ...... Read More

Why buy Insurance for your Grandchildren? A small gift, for their Financial Security. (Madarin)

28 September, 2015

为什么给孙子(女)购买保险?为他们的财务安全送上的一份小礼物。 我们都知道隔代亲。在祖父母眼里,孙子(女)是他们父母小时候的影子,他们的父母长大成人太快了,如今已经有了自己的孩子。 祖父母享受着照顾和宠溺孙辈们的天伦之乐。我们现在常常看到祖父母们开始为孙子们考虑他们的财务未来。做为祖父母,你可能想为孙辈们留下什麼将来可以怀念你:比如一笔钱或者生日年金(今后的博客会专门讨论该话题)。 或许由于年齡或健康的原因,做为祖父母,你不能再為自己够买保险因而不能把保险留给外孙们。但许多祖父母在这个年龄可以有许多资源以其他的方式来帮助他们的孙子们。...... Read More

Why buy Insurance for your Grandchildren? A small gift, for their Financial Security.

28 September, 2015

We all know how much grandparents love their grandchildren. Grandchildren are the younger versions of their Mothers and Fathers whom you saw grow up so quickly and now have children of their own. Grandparents enjoy caring for and spoiling their grandchildren....... Read More

Why buy insurance for your child? (in Mandarin)

28 September, 2015

Filed Under: Financial Planning

这是一个很困难的话题。我们都明白为什么,但同时由于种种原因这也是个重要的话题。 我让一年前加入我们团队的京玲分享她和她的老公Frank为他们的宝贝双胞胎在五岁即将来临时为他们购买保险的原因。 为孩子购买保险往往不被他们的父母所接受。很大的原因是父母们不愿意相信他们的孩子会有任何伤害;其次, 孩子这个阶段身体健康,为他们购买保险纯粹是浪费金钱。 然而,为孩子购买保险的目的绝不是为了从孩子疾病或者身故中牟利而是对家庭的一种保护,帮助遭受不幸的家庭能够让生活很快走上正轨。所以,为孩子购买保险是家庭理财中至关重要的因素。...... Read More

Is it too late to start a RESP?

18 September, 2015

Filed Under: Financial Planning

My oldest daughter has just gone off to college and I was not prepared for the financial stress. When my girls were young, our family lived on a single income as it was very important for me to be home to raise my girls. This meant hard decisions had...... Read More

Ages and What to Remember: When do I have to RRIF my RRSP?

14 September, 2015

When I look back over my almost 60 years of life, I sometimes think about how significant events correspond to certain ages. For example, I couldn’t wait to turn 21 so I could drink alcohol (legally). As it turned out the government of Ontario couldn’t...... Read More

Why buy insurance for your child?

14 September, 2015

Filed Under: Financial Planning

This is a difficult topic. We understand that and yet, at the same time, a very important topic for a variety of reasons. I asked Jingling who joined our team a year ago to share her perspective given she and her husband Frank have twins who will be ...... Read More